Explore top US universities, tuition fees, no-collateral education loans, visa guidance, and more — your complete guide for Indian students to start their study journey in the USA.
Study in the USA: Top Universities, Costs, Student Life & Education Loan Guide
Why the USA is the Best Study Destination for Indian Students
The USA is home to over 330,000 Indian students, the highest number globally, thanks to its world-class universities, innovative education system, and strong career opportunities.
Students in the USA can explore diverse subjects, engage in cutting-edge research, and gain practical experience through internships with top companies. With strong career opportunities in dynamic industries, supportive Indian communities in major cities, and access to global professional networks, the USA provides world-class education and promising career prospects for ambitious Indian students.
Quick Facts
- Indians make up 30% of all international students in the USA, highlighting the country’s popularity among Indian learners.
- Around 60% of Indian students in the USA pursue graduate degrees, with most focusing on STEM fields.
- Indian students add over $10 billion annually to the US economy through tuition and living expenses.
Universities in USA
Study in USA: Tuition & Living Costs for Students
Tuition Fees
Varies by university type & program
Accommodation
On-campus or off-campus housing
Living Expenses
Food, transport, & personal expenses
Total Estimated Costs
|
Public Universities
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|---|---|
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Tuition & Fees
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|
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Accomodation
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$12,000 - $17,000/year
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Living Expenses:
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$12,000 - $18,000/year
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Annual Total
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$52,000 - $70,000/year
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Private Universities
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|---|---|
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Tuition & Fees
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|
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Accomodation
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$15,000 - $24,000/year
|
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Living Expenses:
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$16,000 - $24,000/year
|
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Annual Total
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$69,000 - $138,000/year
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Frequently Asked Questions
1. How does FundMyStudy help you get the best education loan?
FundMyStudy helps you compare top lenders, interest rates, and loan options to find the most suitable loan for your study abroad plans. We guide you through documentation, eligibility checks, and quick approvals, ensuring you get a low-interest, flexible loan for your international education.
2. Can I get tax benefits on my study abroad education loan interest?
Yes, the interest paid on your education loan is tax-deductible under Section 80E of the Income Tax Act for up to 8 years. FundMyStudy helps you choose loans that qualify for this benefit, making your study abroad journey more affordable.
3. When do I start repaying my education loan?
With FundMyStudy, you typically start repaying your education loan 6–12 months after completing your course or once you secure a job. This moratorium period allows you to focus on your studies without financial stress.
4. What is the interest rate on study abroad education loans?
The interest rate on study abroad loans varies by lender and loan type, typically ranging from 10% to 16% per annum. FundMyStudy helps you compare lenders to find the lowest interest rate and most suitable loan for your study abroad plans.
5. What documents are needed for a study abroad education loan?
You’ll need your admission letter, academic records, ID proof, income proof, bank statements, and collateral documents (if required). FundMyStudy helps you submit these documents correctly for a smooth and quick loan approval.